Friday, 03 May 2024

Betz: Landowners need to fight homeowners association

It has come to my attention recently that I am not alone in the battle against the Clear Lake Riviera Community Association and their mafia-style collection agency Allied Trust.


After several conversations with John Stoddard and others, I became aware that there are many laws being broken by members of the current board. Both developed and undeveloped property owners are being held hostage by these tyrannical individuals, who prey on the elderly and absentee landowners, illegally imposing fines and restrictions and forcing compliance by processing liens against them. There is no democracy here.


My property was transferred to me in 1979 and I have not developed it. Plans were submitted and approved, but with the economy being what it was (through the 1980s and 1990s), and next to zero growth in the Riviera over the last 20-plus years, I couldn’t afford to build on it.


After the debacle with Mt. Konocti Water Co., it even left a bigger sour taste in the mouths of property owners. The only people who prospered from that endeavor were the attorneys.


There was a glimmer of hope. Younger families began migrating into Kelseyville, and it seemed that there was some positive movement towards cleaning up old dumpy properties and chasing out the less-than-desirable characters that inhabited Kelseyville proper. A new grammar school was built two blocks below my property, and I saw hope. The property values jumped exponentially and it was time to build.


Then came the crash. Sept. 11, 2001. Within one year, the market began to decline and the insurgence of new blood all but dried up. Property vales began to stagnate, and sales and purchases began a steady decline.


Two years ago, my little chunk of land in the Riviera was fetching a price over $60,000. Yet now I can’t even hope to list it for more than $25,000 – and then there’s the lien, which prevents me from being able to sell anything.


Add in Allied Trust, and the tyrannical Riviera Association.


Right around the time the Riviera began to see some positive growth, the board saw fit to start charging folks late fees and assessments and aggressively pursuing homeowners for ridiculous demands such as the removal of a carport (that was part of the permanent structure) to the clearing of properties. In my opinion, this was done to do nothing more than fatten the board members' coffers, and the community as a whole saw no benefit.


Without proper notices on property “assessments” from the Riviera Association, I received a threatening collection notice from Allied Trust for more than $3,000 for past due Riviera fees and of course a 50 percent-plus collection fee attached. Like a fool, I settled the matter. I had to borrow money to bail my property out of a lien status, and it took the agency months and me constantly requesting them to produce the completed filing, to actually acquire the recorded lien release.


In short, I allowed the Riviera to bully me out of fear. They won, and I’m out thousands.


Then the real problems began.


I began receiving notices from the Riviera Associatioin that all lots had to be “cleared to a park-like setting” and they provided a list of “recommended contractors” who would clear properties for astronomical prices. I smelled a rat. This was the first. I checked it out, and called several of the “approved” vendors, and was amazingly quoted very similar price structures from each. I began to think that they had a deal with the board, and kickbacks were being given to listed vendors. Although I cannot substantiate the claims, there was talk that this had in fact occurred.


I, at one point, found an independent vendor (out of town) who said they would gladly do it for approximately $500 less than the quoted prices for approved vendors. He, too, also believed that the landowners we being bamboozled by the board.


As if this wasn’t enough, I started receiving notices from the Riviera board that noncompliance of lot clearing would result in a fine of $125. I contacted the Riviera Association and began asking questions. They were many times downright rude and abrasive, and refused to answer questions. I tired to negotiate with them. I took several days off of work to personally meet the members of the board and review activity within the Riviera, and somehow, the office was always closed, or they were unavailable.


The minute I began to question the ethics of the board, their attitude changed and they became more aggressive and threatening. They told me my property was now designated a “fire hazard,” and shortly thereafter that I began receiving notices in the mail, that I was being fined $125 for the “fire hazard,” and if I cleared the lot, and until I cleared the lot, I would continue to be fined. They said I could attend a hearing, which meant taking more time off work, to deal with these felonious charges. I chose to address the board in a letter. Their response was to send me a letter that stated the fines would not be lifted, and increased to $250. Clearly, this was purely retaliatory in nature, and meant as an in-your-face tactic to bully me.


At this point, I began to demand accountability. One, to produce a signed copy of the CCRs and bylaws, and two, to prove to me that all members of the Riviera had similar fines. They refused on both parts, and continued to send me fines. Every attempt I made to resolve the issue was met with resistance and more fines. They have now employed the use of Allied Trust to further harass me.


I contacted the California Department of Forestry, which I believe is the governing body for the Kelseyville area, to ascertain if, in fact, my property had been deemed a “fire hazard.” The chief I spoke with said that there had not been a fire, and no properties within the Clear Lake Riviera had been tagged for fire hazard. I questioned further if the Riviera Association had the authority to designate a property “fire hazard.” “No,” they do not. Further, there haven’t been any significant fires in the Riviera, period.


As my property, and a majority of the hillside has been undeveloped for over 25 years, it seems to me that we would be destroying the natural habitat, and it seemed senseless to change the trail of the deers, quails, etc., for no reason. There is, I believe, a green belt directly behind the end of Bel Air East/West, in which everything remains in it’s natural state. As an environmentally aware person, it seemed senseless to destroy the natural surroundings, and if and when I was to build, great care would be taken to make sure that the natural wildlife would not come to any harm, and be disturbed as little as possible.


In short, I started doing research on the Web, and discovered there may be many more people, many of which are retired seniors, who are in a similar boat as I.


John Stoddard, and his colleagues belong to We the People, which I understand is an organization established to represent the owners of the Riviera properties. I gladly lend my voice to them, as we cannot fight the tyrannical association and its cronies without help.


I would encourage all residents and owners of the Clear Lake Riviera to band together and stand up to the egregious claims and fines levied by the current board.


Talk to any real estate agent in the surrounding area. Property values in the Riviera have plummeted, and lots are just not selling.


The current board has done nothing for the Riviera community to improve this situation. All they have done is generate false charges, harass senior citizens and landowners, and cast a disparaging light on the future of the community as a whole. I once thought this would be a great place to retire. I’ve changed my mind.


I suggest we contact the plaintiff’s attorney in the Mt. Konocti Water Co. debacle, and see if they would represent the Riviera landowners in a class action lawsuit. I know personally that I can’t afford to hire an attorney, and I doubt many senior citizens are in any better shape. We need help. The Riviera community needs the help of someone greater.


Barbara Betz lives in San Jose.


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